RepairYourLoan.Com

Do You Have A Predatory Loan?


If you’re facing foreclosure or have a loan that has set to a higher monthly payment or is getting ready to adjust to a much higher (unexpected) rate, you may be a victim of predatory lending.


    Your mortgage lender or broker may have purposely put you into an unaffordable loan Violating The Truth in Lending Act the Real Estate Settlement Procedures Act, Deceptive Trade Practices Law, Truth In Lending Law and other state and federal statutes. You may be entitled to relief and damages, an interest adjustment to a lower rate and a principal mortgage reduction.

 

 

Mortgage Audit Service Most Important Purpose

Is To Put You Into An Affordable Loan

    We can help you to determine whether you have been the victim of a predatory loan scheme and we can determine whether or not your lender has complied with all federal and state lending laws.


 

If you are having problems with your lender or loan servicer, call us to discuss:

 

  • Federal Truth in Lending Act Violations
  • Fraud
  • Real Estate Settlement Procedure Act Violations
  • Home Ownership and Equity Protection Act
  • Fair Debt Reporting Act
  • Loan Servicing Violations

Do these sound familiar to you?



  • Did you have to show proof of income to get the loan or did you just “state your income”?
  • Were you charged high closing costs (points and fees) on the mortgage?
  • Did the terms of the mortgage change to your detriment at the last minute before the closing?
  • Does your loan contain a prepayment penalty?
  • Did you receive your copy of the loan documents at the closing (as opposed to being sent to you later)?

 

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